Everybody gets hurt sooner or later, whether it’s from an accident or something we do to ourselves daily. For entrepreneurs, injuries can be especially tricky because they often have their businesses to worry about on top of their health. Not only do you have to take care of yourself, but you also have to make sure your business doesn’t suffer while you’re out of commission.ÂÂ
This article will discuss how entrepreneurs should handle their business when they get injured. Here are some things you should know about the legal approach for entrepreneurs who get injured in Lehigh Valley, PA.
Having a legal representative
This is important for any entrepreneur who gets injured. Your lawyer will be able to help you navigate the workers’ compensation system and make sure you are getting the benefits you are entitled to. They can also help you file a personal injury lawsuit if necessary. When choosing a PI attorney in Allentown, if you’re in this area, make sure you choose someone who has experience with workers’ compensation and personal injury law. This is important because these two areas of law are very different and you want someone who knows what they’re doing.
Additionally, the local lawyers will know the players, so to speak. They will know the insurance adjusters, and the workers’ compensation judges, and they will have a good reputation with these people. This can go a long way in getting you the benefits and compensation you deserve.
Filing a workers’ compensation claimÂÂ
If you’re injured at work, you may be entitled to workers’ compensation benefits. These benefits can include medical expenses, lost wages, and disability benefits. To file a claim, you will need to fill out a workers’ compensation application and submit it to your employer, who is in this case, your workers’ compensation insurance carrier.
You will then need to provide medical documentation of your injury and how it happened. Your insurance carrier may require you to see a specific doctor for your treatment. You can also get benefits for lost wages if your injury prevents you from working. These benefits are typically two-thirds of your regular pay, up to a certain amount.
Once your claim is approved, you will start receiving benefits.
Filing a personal injury lawsuitÂÂ
If you’re injured due to someone else’s negligence, you may be able to file a personal injury lawsuit. This is different from a workers’ compensation claim because you are suing the person or company who is responsible for your injury, rather than injury happening at your workplace.
For example, if you’re injured in a car accident, you would file a personal injury lawsuit against the at-fault driver. If you’re injured by a defective product, you would sue the manufacturer of the product.
You will need to prove that the other person or company was at fault for your injury and that you suffered damages as a result. These damages can include medical expenses, lost wages, pain and suffering, and more. If you win your lawsuit, you will receive compensation for your damages.
What if you don’t have insurance?ÂÂ
If you don’t have workers’ compensation insurance, you may still be able to get benefits through the Pennsylvania Workers’ Compensation Bureau. This is a state-run program that provides benefits to injured workers who don’t have insurance.
To apply for benefits, you will need to fill out an application and submit it to the bureau. You will also need to provide medical documentation of your injury and how it happened.
If your application is approved, you will start receiving benefits. These benefits can include medical expenses, lost wages, and disability benefits. However, the number of benefits you receive will be lower than if you had insurance and the total benefits you can receive are also capped at a certain amount.
What to do if your claim is deniedÂÂ
If your workers’ compensation or personal injury claim is denied, you have the right to appeal the decision. You will need to file a notice of appeal and submit it to the appropriate court.
You will then need to present your case to the court and try to prove that you should have received benefits. If you’re successful, the court will order the insurance company to pay your benefits.
On the other hand, you may also be able to negotiate a settlement with the insurance company. This is where you and the insurance company agree on an amount of money that you will receive in exchange for dropping your appeal or lawsuit.
No one expects to get injured when they’re starting their own business, but it’s important to be prepared for the worst. If you do end up getting injured, make sure you know your rights and take the appropriate legal action. You may be able to receive workers’ compensation benefits or file a personal injury lawsuit.
It’s also important to remember that you don’t have to go through this alone – your legal representative will help guide you through the process.
